What is a Mortgage Investment Corporation?
A Mortgage Investment Corporation (MIC) is an investment structure that allows individuals to earn returns by investing in a diversified portfolio of real estate–backed mortgages.
MICs enable investors to participate in private lending using both registered and non‑registered funds, helping to grow wealth while adding diversification to their investment portfolio.
Structured as flow‑through entities for tax purposes, MICs distribute earned income directly to investors, which may offer tax efficiency advantages. These corporations focus primarily on lending secured by real property, generating income through interest payments on mortgages. Backed by tangible real estate assets, MICs are often viewed as an attractive option for investors seeking consistent income and stable, risk‑managed returns.
Oakmont MIC was founded by four experienced professionals with a shared vision to modernize private lending.
Drawing on their combined expertise in the mortgage industry, the firm is committed to delivering secure, well‑structured investment solutions underpinned by transparency, sustainability, and disciplined risk management.
Our approach is simple yet effective. By leveraging collective experience and strong local market knowledge, we carefully identify and fund mortgage opportunities that balance profitability with responsible, long‑term growth.
For Investors
Whether you are seeking steady income, growth within your RRSP or TFSA, or a well‑considered alternative to traditional mutual funds and GICs, Oakmont MIC offers a disciplined and transparent way to put your capital to work.
For Brokers
At Oakmont MIC, we understand what it takes to close a deal—and what mortgage brokers truly need to succeed: speed, transparency, flexibility, and straight answers. That’s why we’ve built a Mortgage Investment Corporation designed to support brokers with competitive, reliable private lending solutions.